James Johnson lives in any ghetto USA. He's a honest, hard working, god fearing parent who loves his mother, son and girlfriend. Even though James works more than fifty hours a week he still has trouble making ends meet. That is until one fateful night when he saves the life of his drug dealing boss Ra-him. In a show of appreciation Ra-him offers James a deal he can't refuse. Surprisingly James accepts the offer and takes to crime like a fish to water. His mother and girlfriend however are not enamored with James' new lifestyle making him choose between a life of fast money and even faster women or a life Stuck On Broke.